How it works.

MyHealth1st is an Australian company dedicated to helping people find and book the healthcare they need, when they need it through online bookings as well as a number of other products and services that can help medical practices better connect, follow up with and refer patients.

MyHealth1st understands that many Australians are feeling financial pressure at the moment. Our partnership with Afterpay makes it easier for patients to find practices offering "Book Now, Pay Later" options, so that patients can get the care they need without having to worry about an immediate bill.

Please remember that to sign up with Afterpay you need to:

• Be at least 18 years old
• Have a valid and verifiable email address and Australian phone number
• Provide a valid delivery address in Australia
• Have access to an accepted payment method (eg, an Australian debit or credit card)
• Be capable of entering into a legally binding contract
• Use your real name and true and correct personal details

All you need to do is download the app or visit the Afterpay website and create an account. The next time you book, simply select Afterpay as your payment method and checkout securely.

Afterpay is always interest-free, and you’ll never be charged fees as long as you pay on time.

There are no fees when you pay on time, and there is never any interest. Afterpay only charges fees for late payments, but you will be sent regular reminders about your upcoming payments to help you avoid late payments. You can find your payment schedule in the Afterpay app.

You will be shown an estimated amount you can spend when you log into your account or app. Spending limits start at around $500 and only increase gradually. The longer you have been a responsible shopper with Afterpay, the more likely the amount you can spend will increase.

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Sure thing! Afterpay’s Pulse loyalty program rewards on-time payments and provides access to exclusive offers and added payment flexibility.

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Afterpay’s number one priority is the protection of your data.

Afterpay is a publicly listed Australian ASX20 company that was founded in Sydney.

Afterpay keeps your information secure by using physical and technical safeguards to reduce the risk of loss, misuse, unauthorized access and disclosure. For example, Afterpay uses two-factor authentication when customers are logging into their accounts or making purchases. 

Security is important! Afterpay cares about protecting cardholder data and is a PCI-DSS Level 1 certified Service Provider organisation.

• PCI-DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to ensure cardholder data security.
• By receiving data directly from our customers, Afterpay Limited acknowledges that this means the organisation has responsibilities for ensuring the secure handling of customer cardholder data for the Afterpay services.

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No, Afterpay does not do credit checks, and they don't report information to credit bureaus or agencies. As Afterpay doesn’t do credit checks or report late payments, using Afterpay cannot affect your credit score. When you join Afterpay you start with low spending limits that only increase with responsible repayment behaviour. 

To make it easy for you to stick to your payment plan, Afterpay provides automatic payments.

This means Afterpay takes your next instalment from your preferred card on the due date. You will always be sent reminders before an instalment is due, so you just need to make sure that there is enough money in your account for that instalment.

If an automatic payment fails, Afterpay will try and collect your instalment from any other cards you may have on your account. If they still can't collect, or you don't have any other cards saved to your account, they'll let you know straight away and give you until 11pm the following day to make the payment.

If your payment is still outstanding, then you'll be charged a late fee. If you're worried you won't be able to make a payment, call Afterpay to discuss your options. You can find their contact details here .

You can always make payments manually - on time or early - by clicking on the PAY NOW button in your account online or in the app.

When you make a purchase through Afterpay, unless otherwise advised, you will be required to make your first repayment (25% of the price) upfront, and the remainder every fortnight.

Afterpay cannot accept payments by BPAY, bank transfer or Pre-Paid cards.